Major differences between Deeded and Right to use

Major differences between Deeded and Right to use

The biggest difference between Deeded and Right to use is the ownership of the property. Deeded means you physically own a fraction of the property. Right to use only gives you the right to stay at the property. If the developer goes into default or goes bankrupt, with a deeded property you would still own your fraction of the property. However with a right to use you never had an ownership of the property and would lose the ability to use the program in most cases.

Another major distinction is the influence a timeshare owner has at the resort. With a deeded property the owner has a voting right to maintenance and operations within that resort. The right to use properties, however, have little to no control over many things, including increasing annual fees, or imposing special assessments. With a Right to use, the developer has the control to raise annual fees and change the rules of the resort at anytime.

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